Debit Card
Andhra Pradesh Mahesh Co-operative Urban Bank RuPay Debit Card
We are pleased to inform the launching of RuPay Debit Card - India’s First Domestic Card. Presently RuPay Card can be used at ATMs POS & e-Commerce in India.
Key features of RuPay Debit Card:
- Access to more than 2.0 lacs plus ATMs across India
- Accepted on more than 10 lacs Point of Sale Terminals at various Merchant Establishments displaying RuPay Logo
- The card can also be used for purchases / payments through internet i.e. e-commerce, Payment of Utility Bills, e-shopping etc (Introducing shortly)
- The Card can be used only with PIN
- No threat of card misuse when lost/stolen.
- Card would be accepted only at secured PIN based POS terminals.
- Free Accidental Insurance of Rs.1.00 lac
Limit for Cash Withdrawal at ATM:
Per Transaction - |
Minimum Rs.100/- |
Maximum Rs.10,000/- |
Per Day - |
Minimum Rs.100/- |
Maximum Rs.20,000/- |
Limit for purchases at Merchant Establishment on Point of Sale Terminal:
| Per Transaction & Per Day |
Rs.50,000.00 |
Minimum Balance Criteria for issuance of Debit Card & Charges for non maintainance of the same:
|
|
|
|
|
|
Amount in Rs. |
Sno |
Description |
Savings Deposit -Normal |
Basic Savings
Deposit Account |
Mahesh Juniors Savings Accounts |
Mahesh Super Mahila Savings Accounts |
Current Account |
1 |
Monthly Minimum Balance to be maintained |
1,000.00 |
No Minimum Balance
Required |
1,000.00 |
500.00 |
3,000.00 |
2 |
Charges for not maintaining Min. Balance |
50.00 Plus
Service Tax |
N.A |
No Charges |
50.00 Plus Service Tax |
200.00 Plus
Service Tax |
Charges for Transactions:
Savings / Current Accounts.
- Transactions on Andhra Pradesh Mahesh Co-operative Urban Bank ATMs:
All Transactions are free on our Bank’s ATMs for our Customers.
- Transactions on other NFS Member Banks’ ATMs
For withdrawal of Cash and non-financial transactions – up to 3 transactions per month are free for the transactions done on 6 Metro Cities i.e. Mumbai, New Delhi, Kolkata, Chennai, Bengaluru and Hyderabad. Transactions at other locations, 5 transactions are free. However, put together total 5 transactions per month are free subject to a maximum of 3 transactions at Metro locations.
Above free Transactions: Rs.20/- plus service tax per transaction will be charged.
Surcharge on POS transactions:
- Fuel Refilling
Transaction value <= 2000.00 - 0.75% plus Service Tax
Transaction value > 2000.00 - 1.00% plus Service Tax
b. Railway Ticket Booking - Rs.10/- plus Service Tax
* The charges are subject to changes from time to time as per the Bank policy.
Click here to download Application form for RuPay Debit Card facility
Click here to download Terms & Conditions form for RuPay Debit Card facility.
The application should be duly filled by the applicant and should be submitted at the Branch where he / she maintains the account along with the terms & conditions form duly signed.
Click here to know the address of Andhra Pradesh Mahesh Co-operative Urban Bank ATMs.
Click here to know the list of member banks under NFS ATM Shared Network
Click here for User Manual & Terms and Conditions of Andhra Pradesh Mahesh Co-operative Urban Bank RuPay Debit Card.
Customer Complaints
Customer's complaint on failed transactions will be resolved by bank within 7 working days from the date of receipt of complaint, failing which customer is entitled to a compensation for any delay of Rs100/- per day by the card issuing bank ( If complaint is lodged with in 30 days of the date of the transaction.)
Download Complaint Forms
For complaining about ‘Account debited Cash not dispensed’ – Click here
For other Complaints / Requests i.e. FOR ADDRESS CHANGE/ NEW PIN / BLOCKING OF CARD / CANCELLATION OF CARD / ISSUANCE OF DUPLICATE CARD - Click here
FAQs on ATMs
